Secure, regulated, built for institutions
Bondsmith is built to the standards institutional partners require: authorised and regulated, independently assessed, and engineered so client money is protected and accounted for at every step.
How we protect deposits
Authorised and regulated by the FCA
Bondsmith Savings Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 1021751 (opens in a new tab)). It is also authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services (Firm Reference Number 955601 (opens in a new tab)).
FSCS-eligible deposits
Deposits placed with UK partner banks are eligible for FSCS protection up to £120,000 per eligible depositor, per banking licence, with separate FSCS eligibility at each bank on the panel.
ISO 27001 certified
Information security managed to the ISO/IEC 27001:2022 standard, certified by Insight Assurance, with controls independently audited and maintained.
Segregated client deposits
Client deposits are held in segregated accounts, separate from Bondsmith's own funds, and reconciled with audit-ready reporting.
Penetration tested
Regular independent security testing and continuous monitoring across our systems.
Resilient by design
Infrastructure built for availability and continuity, with redundancy across the stack.