Three ways to raise and run deposits
Banks and building societies work with Bondsmith in three ways. Raise deposits from wealth platforms, advisers, corporates and fintechs through the Deposit Aggregator, raise Client Money and corporate funding through Deposit Broking, or run your deposit book on Deposits-as-a-Service, our platform and operations for bank deposits.
How Bondsmith helps banks
Stickier balances
Reach depositors embedded in platforms and advice relationships.
Outsource operations
Payments, reconciliation, AML/KYC and reporting handled end to end.
Compliant by design
Built to the standards regulated deposit-takers require.
Three services, one relationship
Raise deposits through the platform
The Deposit Aggregator brings you depositors from wealth platforms, advisers, corporates and fintechs through one connection, so you grow the book with balances that are less rate-sensitive than best-buy-table money.
Deposit AggregatorRaise Client Money and corporate funding
Deposit Broking introduces Client Money managers, corporates and charities with deposits to place, matched to your term, volume and pricing, for liquidity, ratios or a tactical raise.
Deposit BrokingRun or outsource deposit operations
Deposits-as-a-Service gives a new bank, a new brand or an existing book the full deposit-taking stack as a managed service: ledger, payments, AML/KYC, reconciliation and reporting.
Deposits-as-a-ServiceWhich route is right for you
Deposit Aggregator
- Best for
- Banks that want deposits from wealth platforms, advisers, corporates and fintechs without competing on best-buy tables.
- Who you reach
- Depositors on wealth platforms, in advice relationships, corporates and fintechs.
- What Bondsmith does
- Distributes your products, onboards depositors, holds funds in the nominee trust, handles payments and reporting.
Deposit Broking
- Best for
- Treasurers who need term funding for liquidity, ratios or a tactical raise.
- Who you reach
- Client Money managers, corporates and charities.
- What Bondsmith does
- Matches depositors to your term, volume and pricing and introduces them to you.
Deposits-as-a-Service
- Best for
- New banks, new brands, or existing books that want to outsource deposit operations.
- Who you reach
- Your own customers, under your brand.
- What Bondsmith does
- Runs the deposit-taking stack as a managed service: ledger, payments, AML/KYC, reconciliation, reporting.