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Bondsmith
International · Deposit platform

Client cash, working harder

A single deposit platform allowing clients convenient access to competitive yield across products from a panel of banks in multiple currencies, with account opening in days.

Deposit platform provided by Bondsmith International Limited, regulated by the Jersey Financial Services Commission.

International client platformBankBank…A panel of banks
The deposit infrastructure behind
  • FNZ
  • Quilter
  • Aberdeen

Trusted by wealth platforms, asset managers and banks.

The platform

One platform between your clients and where their deposits work

Corporate service providers, fund administrators and family offices compare the bank panel and direct where their client money is placed, across currencies and across easy access, notice and fixed terms, with onboarding, multi-level approvals and reconciliation handled on the platform.

Partners
  • Trust and Corporate Service Providers
  • Fund Administrators
  • Family Offices
  • Wealth Managers
  • Captive Insurers
Bondsmith
  • AML and onboarding
  • Account management
  • Multi-level approvals
  • Interest and payments
  • Reconciliation and reporting
Banks
  • USD · EUR · GBP
  • Easy access
  • Notice
  • Fixed term
  • Money market fundsComing soon
  • Bank panel
    Easy access, notice and fixed-term deposits
  • USD · EUR · GBP
    Multi-currency deposits
  • Multi-level approvals
    On every movement

Convenient access, competitive yield and fast account opening

Convenient

One platform, every account

Open, fund and switch deposit products across the whole bank panel from a single dashboard, with no separate onboarding at each institution and no spreadsheets to reconcile.

Competitive yield

Put idle deposits to work

Compare notice, fixed-term and easy-access products side by side and place client money where the yield is competitive, while spreading exposure across counterparties.

Efficient account opening

Live in days

Streamlined onboarding and KYC mean new client accounts are opened and earning quickly, with documentation handled via a secure platform.

Governance & controls

Configurable approval on every movement

Every allocation and withdrawal has configurable layers of approval, with a full audit trail. Built for firms that answer to their clients and their regulator.

  • Configurable approval thresholds by amount and account
  • Immutable audit log of who approved what, and when
  • Segregated roles and permissions across your team
  1. 1
    Inputter

    A user initiates the allocation: bank, amount and term.

  2. 2
    Reviewer

    A second user independently reviews and verifies the instruction.

  3. 3
    Authoriser

    A third user releases the movement. No single user can move money.

Elizabeth Castle in Jersey, lit at dusk across the water
Internationally

Competitive yield offshore, with the controls you need

A single platform for trust and corporate service providers, fund administrators, wealth managers, captive insurers and family offices to put client money to work across borders.

Looking up through the glass-fronted courtyard of a modern office building in Jersey

Regulated in Jersey

The deposit platform is provided by Bondsmith International Limited, which is regulated by the Jersey Financial Services Commission. Bondsmith International Limited is the regulated entity with which clients contract.

The platform includes the dashboard, bank panel connectivity and the configurable approval workflow. Clients choose where their money is placed.

Deposit protection arrangements depend on the jurisdiction of the underlying counterparty bank and your clients’ eligibility.

Contact our team

Tell us what you are building and we will get back to you promptly.